and safeguards information when you visit https://drtov.xyz (the “Site”). By using the Site, you consent to this Policy.
Information we collect
Information you provide
Contact details (e.g., name, email) when you submit a form or write to us
Messages and content you send through the Site
Information collected automatically
Device and usage data (IP address, browser type, pages viewed, referring/exit pages, timestamps)
Cookies and similar technologies for analytics, performance, and preferences
Information from partners
If you click an affiliate or partner link, the partner may report whether you visited, applied, or completed an action so we can measure referrals. We do not receive your sensitive financial application details.
How we use information
Provide, maintain, and improve the Site and its content
Respond to your messages and manage communications
Analyze traffic and measure content performance
Detect, prevent, and address technical or security issues
Comply with legal obligations
Cookies & tracking
We use cookies and similar technologies to remember preferences and understand how visitors use the Site. You can control cookies through your browser settings. Disabling cookies may affect some features. Where required by law, we will display a consent banner allowing you to accept or manage categories of cookies.
Analytics & third‑party tools
We may use analytics services (e.g., privacy‑focused or mainstream analytics) and advertising/affiliate networks. These providers may set their own cookies and collect data per their policies. Review their policies for details.
Affiliate links & referrals
Some articles include links to lenders or marketplaces. If you click those links or complete an action, we may earn a referral fee at no extra cost to you. We label such links where practical. Compensation does not change our commitment to clear, accurate information.
Data sharing
We do not sell your personal information. We share data only with:
Service providers who help run our Site (hosting, analytics, email). They are bound by confidentiality obligations.
Legal and safety purposes, if required by law or to protect rights, safety, and integrity of the Site.
Business transfers, in the event of a merger, acquisition, or asset sale; your information may be transferred as part of that transaction.
Data retention
We keep personal data only as long as necessary for the purposes described or as required by law. We anonymize or securely delete data when it’s no longer needed.
Your choices
Opt‑out of emails: You can unsubscribe via the link in our emails or by contacting us.
Cookies: Adjust your browser settings or use our cookie preferences tool if available.
Access/Deletion: Depending on your location, you may request access to, correction of, or deletion of your personal data. Contact us to exercise these rights.
Children’s privacy
The Site is not directed to children under 13 (or the relevant minimum age in your jurisdiction), and we do not knowingly collect personal information from children.
International transfers
If you access the Site from outside the country where our servers are located, your data may be transferred internationally. We take steps to ensure appropriate safeguards are in place.
Security
We use reasonable technical and organizational measures to protect information. No method of transmission or storage is 100% secure; please use the Site accordingly.
Links to other websites
Our content may link to third‑party sites. We are not responsible for their privacy practices. Review their policies before providing personal information.
Changes to this Policy
We may update this Policy from time to time. The “Last updated” date reflects the latest material change. Continued use of the Site after changes means you accept the updated Policy.